The long-awaited arrival of spring means different things to different people: a physical and spiritual renewal, an eager farewell to that now-grungy Marmot and Canadian Goose outerwear for (hopefully) another year, a reminder that a new season of “Game of Thrones” is finally right around the corner. And for some of us, it means yard work.
You’ve finally found a buyer for your beloved home and signed a deal. Phew, what a relief! But then comes the reality check, aka the “home inspection.” Such simple words, yet so fraught with stress and fear! Many contracts include a contingency that allows the buyer to back out if serious problems are found during inspection. So, bring on the fear.
So you’ve moved into a new home—yay! Maybe you’ve even celebrated with your first takeout meal in the middle of your fabulous (and empty) living room floor. But before you get too comfortable and go into a flurry of unpacking all those carefully labeled boxes, check out this list of things to do right after moving into a new place. It’ll set you up to be sitting pretty for years to come.
With rents through the roof and decent apartments scarcer than ever in America’s top cities, it’s understandable that renters might be feeling desperate to find a good deal and fall for one of a growing number of fake “for rent” ads online.
Now that the U.S. has regained its job-creation mojo, as the October employment report showed, the demand for housing is only going to grow.
A mortgage rate lock could help you save some money on the total cost of your home. A lock is essentially an agreement that says a lender will charge a specific rate and price on the mortgage for a specified period of time while a borrower gets ready to close.
Selling your home in the winter is hard enough without snow.
Add some frozen tundra or gray-brown slush, and you might be tempted to put that “For Sale” sign away until spring, when budding flowers and lush lawns entice buyers on their own. But waiting isn’t an option for everyone. If a job transfer or family circumstances have you on a tight timeline, you might be stuck trudging through the wintertime sell.
As we approach the midpoint of 2015, the residential real estate market is on track for its best year since 2006, the peak of the housing bubble. (This time, though, it's no bubble.)
Fair Isaac Corp., the creator of the most widely used consumer credit scores, announced a new score intended to make millions of people who have had difficulty getting approved for financing creditworthy.
The Wall Street Journal reported the creation of the new score, currently in a pilot phase.
The pilot program from Fair Isaac, also known as FICO, allows 12 of the largest U.S. credit-card issuers to identify consumers who would otherwise have difficulty getting approved for credit, though FICO didn’t name the issuers.
FICO said the score complies with regulations that will allow lenders to “extend credit responsibly.” The firm plans to complete the pilot program and make the score available to more lenders this year.
Homeowners insurance is a necessity. If you have a mortgage, your lender will require coverage—and if your home is mortgage-free, then you should have coverage anyway.
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